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    Our agents look to provide the peace of mind you’re looking for, with insurance options that help you achieve all of your goals.

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  • Local insurance agents serving seniors in the Clearwater, FL area

  • Senior Health

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    We provide seniors with the policy options they need to stay healthy, from life insurance to Medicare health programs and more. Contact us or more details.

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  • Medicare 101

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    With Medicare health program insurance, you can stay covered no matter the situation your in. Ask about medicare extension plans to see what kind of medical expenses your Medicare may be missing.

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  • Medigap (Supplements)

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    When it comes to your home, make sure it’s protected from all that could go wrong. Talk to us about home insurance that includes coverage for theft, flood, fire and more.

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  • Medicare Advantage

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    Medicare Advantage Plans, or Medicare Part C, offers extra coverage where traditional Medicare doesn’t offer any. This can include prescription drugs, dental & vision.

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  • Medicare Prescription (Part D)

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    Medicare Part D provides prescription drug coverage to help you get the medications you need to maintain your health for years to come. Get covered today.

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  • Life Linsurance

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    Life insurance can help your family sustain after your death. We offer various coverage options to provide a death benefit, retirement income and much more!

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  • Final Expense

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    Don’t let your family be burdened with the rising costs of funeral service expenses. Final expense insurance helps cover burials, preparations, etc.

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  • Hospital Indemnity

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    Avoid the financial ruin of high hospital bills. Indemnity plans offer coverage to help offset the rising costs of hospital stays, specialty treatments and more.

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  • Short-Term Home Health

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  • Dental & Vision

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    Let us pick up where Medicare coverage leaves off; we provide dental and vision coverage for routine exams, procedures, treatment, therapy and more.

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  • Short-Term Major-Medical

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    The roads are an unsafe place. Protect yourself and your vehicle with liability, collision, comprehensive, uninsured motorists and underinsured motorists coverage.

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  • Cancer Plans

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  • About Sunshine Senior Services

  • At Sunshine Senior Services, we’re truly dedicated to doing what’s right for our clients. In fact, we were started with our clients in mind by Robert Anderson, Jeremy Frost and Jarrod Frost. While working in the insurance business, these men decided they were fed up with only being able to offer one option for senior health coverage. This made “doing what’s best” awfully difficult for three people that pride themselves on quality service.

    Furthermore, we’re motivated by a commitment to providing Clearwater, FL residents with the coverage they need to stay healthy throughout any stage of their life. Additionally, we know there’s more to your health than simple health insurance. That’s why we offer an expanded portfolio of products that help clients cover medical care expenses, hospital visits and even funeral costs. The products we offer include:

    • Medicare Supplements
    • Medicare Advantage Plans (Part C)
    • Prescription Drug Coverage (Part D)
    • Life Insurance
    • Final Expense Insurance
    • First-Diagnosis Cancer Plans
    • Hospital Indemnity Plans
    • Dental Insurance
    • Vision Insurance
    • Homeowners’ Insurance
    • Automobile Insurance
  • Meet Our Team

  • Robert Anderson – Owner
    Cell Phone: (314) 941-3306
    Randerson@bistateins.com

    Robert Anderson has been in the insurance and financial services industry since 1985, taking pride in helping the people plan for the challenges they face in the later stages of life. He resides in nearby Sarasota, FL with his wife, Annie and is always available on his personal cell phone. As a father of 3 and a grandfather of 5, Robert understands how the right policies can provide a family with the peace of mind that they deserve. Knowing that servicing his clients gives them the peace of mind, he also travels to IL and Mo on a routine bases to service customers that he has accumulated over the years. Servicing his customers is the #1 business priority no matter where his clients reside.

  • Jeremy Frost – Owner
    Cell Phone: (314) 922-7745
    jefrost@bistateins.com

    Since 2010, Jeremy Frost has been providing insurance help to Medicare recipients. In fact, he’s dedicated to helping people feel better about their coverage should their health take a downturn. He takes pride in helping people protect their hard-earned assets by providing the proper coverages that fit their health concerns and financial resources. Additionally, he’s a husband and father of 3, and he understands the importance of taking care of yourself throughout any stage of life. Contact Jeremy to find out more about senior health insurance and how working with us can benefit you!

  • Jarrod Frost – Owner
    Cell Phone: (314) 313-3152
    jafrost@bistateins.com

    Jarrod Frost has been licensed and working with Seniors and helping insure their needs for more than 10 years. He enjoys teaching the new agents that Sunshine Senior Services brings on board. Along with his wife Tara, Jarrod has 2 young sons Preston, and Noland they live in Sarasota, Florida. Jarrod enjoys spending time with his family and spending time on the water whenever possible.

  • Brady Anderson – Agent
    Cell Phone: (217) 710-0284
    Office Phone: (618) 855-9751
    banderson@bistateins.com

    Brady has made the move from Illinois to Florida to help get Sunshine Senior Services up and running. He is entering his 3rd year as an employee and his 2nd year as a licensed agent and has done remarkably well. Though he didn’t enjoy his first year with the company, because he was made to learn the business from the ground up. His 1st year was spent in the mail room and setting appoints for the currently licensed agents. Brady said, it wasn’t fun but getting into the family business he understood the imports of learning the business from the ground up. Brady also was a college baseball player and was on scholarship as a pitcher. After arm issues, he knew his calling was entering the family business.