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Supplement Your Retirement Income with Annuities

Retirement is something everyone dreams about. Unfortunately, these years of freedom requires a sufficient form of income that isn’t always enough to cover the entirety of this new stage in your life. With Sunshine Senior Services, we help individuals plan for their future with affordable annuity plans that guarantee monthly income for their retirement. Annuities are long-term investment opportunities that are meant to grow over time and can be paid out immediately or at a later date. Learn more about our annuities and safeguard your future with help from our team.

senior couple looking over their annuity policy for retirement

The Benefits of Annuities

There are several reasons why an individual would want to invest in an annuity. These plans differ from life insurance in that they provide payment while living instead of only paying out after you’ve passed. If you’re worried that your current savings or 401K won’t be enough to fund your retirement years, Sunshine Senior Services is the #1 choice for annuity plans and long-term financial solutions. When you choose one of our annuity plans, you’ll receive the following benefits:

couple on the beach enjoying their retirement

Single-Premium Deferred Annuities

Single-premium deferred annuities are a great option for those that have enough money on hand to put down the lump sum that funds your account. When opening your account, you’ll be allowed to choose a variable or fixed interest rate to help generate additional income that is only taxed when withdrawn and used. A single-premium deferred annuity is one of the best choices for couples or individuals that want a guaranteed rate of return without the need for those funds in the near future. If you’re worried that your personal savings may not be enough to cover your years of retirement, invest in our single-premium deferred annuities and discover the benefits of financial security with Sunshine Senior Services.

Flexible-Premium Deferred Annuities

Our flexible-premium deferred annuities offer a simple and safeguarded way to save for your retirement. This option allows you to fund your annuity, making multiple premium payments over time instead of a one lump sum that is often unaffordable for many individuals. After an initial payment, you’ll be able to make additional payments at a pace that works for you, allowing the account to grow over time. Flexible-premium deferred annuities grow on a tax-deferred basis and can be paid out in several ways that are beneficial to you and your family. Grow your retirement savings and have downside protection when you choose our flexible annuity options.

grandparents with their grandchildren enjoying the perks of retirement
elderly man hugging his grandchild while feeling the financial freedom of retirement annuity plans

Fixed Interest Annuities

For those wanting to play it safe when it comes to their retirement funds, a fixed-interest annuity offers peace of mind and guaranteed rewards. This plan allows clients to lock in a certain rate of their earnings that will never be affected by market ups and downs. While it may mean that your account won’t climb with increases in stock, it also means that your funds are safe in the event of a major crash. With a fixed interest rate and the choice of paying one lump sum or several monthly payments, fixed-interest annuities make a great option for many individuals that want a clear-cut financial backup for their retirement. At Sunshine Senior Services, we work with you to find the perfect annuity plan to safeguard your future. Contact us today for a free quote and consultation.

Single-Premium Immediate Annuities

A single-premium immediate annuity is designed for an individual that is willing to invest a large sum of money into their retirement at once. This plan allows you to purchase your annuity at one fixed price, where you will then receive immediate income payments within a year of your purchase for as long as you live. A single-premium immediate annuity is great for those that want to rid themselves of the limitations that come with other retirement funds like 401Ks or Social Security. If you need immediate payments and have a good chunk of savings stored away for your retirement, Sunshine Senior Services can help you address this incredible income opportunity with our experts.

retired couple with their dog going over their annuity plans

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